A new year means new laws. Here is an overview of the measures that came into effect on January 1, 2026.
Transparency of condominium associations and cooperatives
HB 913 – Certain provisions of this bill on the financial accessibility of condominiums require greater transparency from homeowners’ associations (HOAs), in particular by requiring those with more than 25 units to promptly publish important documents online, such as video recordings of meetings, if these are held by videoconference, as well as meeting minutes.
This new rule, which was already partially in effect, seeks to counteract the high costs borne by condominium owners, due in part to safety standards put in place after the collapse of Champlain Towers South in Surfside in 2021, where 98 people tragically perished. Condominiums must now carry out mandatory inspections and repairs, as well as set up reserve funds to cover them.
Animal cruelty database
Known as the “Dexter Law,” named after a dog that was adopted from an animal shelter but was found decapitated shortly thereafter in a park in Pinellas County on Florida’s west coast, HB 255 had already largely come into effect last summer, strengthening criminal penalties for serious cases of animal cruelty. But the new legislation also requires the state to create a public online database of animal abusers to prevent abuse and protect communities.
Recognition of pet insurance
HB 655 broadens the definition of property insurance to include pet insurance, strengthening state oversight. It better protects consumers by limiting waiting periods, offering a 30-day trial period, and prohibiting the presentation of wellness plans as true medical coverage.
New healthcare laws
Patient protection is strengthened by three new laws: SB 158 eliminates fees for essential breast exams, SB 1808 requires reimbursement of overcharges within 30 days with penalties for delays, and SB 944 sets strict deadlines for insurance reimbursement claims, particularly for psychologists.
Important reminder regarding license plates
Finally, since October 1, it has been a criminal offense to obscure essential information on your license plate.
Plastic covers that, due to their dark color or partial transparency, prevent law enforcement, toll agencies, or red light cameras from properly reading the information on the plate are now illegal. The second-degree misdemeanor is punishable by up to 60 days in jail and a $500 fine.
Next State Legislature
The next Florida Legislature (regular session) will begin on January 13, 2026, and end around March 13, 2026. It will focus primarily on property/auto insurance, healthcare, education, and significant property tax relief, along with budget discussions and the possible continuation of certain items addressed in the previous session (rural development, artificial intelligence initiatives, etc.). The new leadership of the Legislature, Speaker Danny Perez and President Ben Albritton, will guide the priorities. It should be noted that the state is also preparing for an important election year for the governor’s office, currently held by Ron DeSantis.
